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That’s down $1.18 from what it would have been last week. You can use Bankrate’s mortgage calculator to get a handle on what your monthly payments would be and see how much you’ll save by adding extra.
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Most people would love to pay off their mortgage early and pay much less in interest payments over time, but achieving that goal is not very straightforward. The average mortgage term is 25 years..
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Should I get a fixed- or adjustable-rate mortgage? – You know exactly how much money to set aside out of your paycheck each month to cover the bill. Plus, if interest rates rise, you don’t have to worry about your monthly mortgage payment rising.
This formula can help you crunch the numbers to see how much house you can afford. Using Bankrate.com’s tool to calculate your mortgage payments can take the work out of it for you and help you.
Making extra mortgage payments sounds like a great idea. But other factors should weigh into the decision, like savings goals and current mortgage rates.
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