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These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. The type of home, such as single-family or duplex, can also affect these numbers. For 2019, the FHA floor was set at $314,827 for single-family home loans.
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FHA loans provide an excellent opportunity to buy a home in Lincoln County, CO. The FHA (Federal Housing Administration) was created to give the average American a chance at owning their own home. FHA loans provide home financing to many that might not otherwise qualify for a conventional mortgage.