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Applying for mortgage – need Letter of explanation. – Applying for mortgage – need Letter of explanation 02-28-2013, 09:06 AM.. We’ve just gone through underwriting and our mortgage broker said "short and sweet". We had to write 2 letters. We have a one sentence explaination for each. Good luck!
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How to write a letter of explanation . The key to a good letter of explanation is to cover all possible derogatory marks, gaps and extenuating circumstances that may catch the underwriter’s attention. Be specific, and include dates, details and supporting evidence for each scenario you describe.
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Writing the Perfect Letter of Explanation – That information can come in a form of a Letter of Explanation. These letters are then retained in case the Government or another Underwriter has to review the file.